Aave V4 Launches on Ethereum: Hub-and-Spoke Architecture Opens Doors to RWA-Backed Loans and Fixed-Rate Credit

Aave V4 went live on Ethereum mainnet, introducing a hub-and-spoke architecture that enables RWA-collateralized loans and fixed-rate products without fragmenting liquidity. Initial spokes include Lido, Ethena, and Lombard. Chainlink serves as exclusive oracle, and a new pro interface, Aave Pro, also launched.